Regina is an 88-year-old widow who has been bedridden for years with senile degeneration of the brain. She lives with her single, 64-year-old daughter whose small pension supplements their $1,320 monthly income. Their car is a 1990 Acura Integra with 86,000 miles. When the case manager first visited the home, she found a dire situation. Liberty at Home Hospice had been supplying incontinence products but discharged Regina inasmuch as they no longer deemed her condition “terminal.” The case manager immediately began the process of applying for SNAP, Medicare Part D, Low Income Subsidy and PDA Waiver. The household is not eligible for a property tax rebate because taxes have not been paid for the past two years. FHBS’s assistance in the form of a monthly $50 Rite-Aid gift card will be a huge help. The daughter said, “I live for my mother and my mother lives for me.”
Sandy’s husband walked out after 40-years of marriage. She said to her case manager, “I was left penniless at age 60.” Now 71, she finds herself working part-time at JC Penny to supplement Social Security and SNAP. Monthly income totals $1,636. Her estranged husband pays for her health insurance, which is fortunate since she just completed treatment for two kinds of breast cancer. He will stop paying real estate taxes in January 2016. Sandy drives a 1994 Toyota with 84,000 miles. She does not have cable TV or a cellphone. She is working with a credit counselor on debt consolidation and possible personal bankruptcy. With her case manager’s encouragement, she is also thinking about applying for subsidized senior housing. Sandy’s monthly $50 Rite-Aid gift card will help with vitamins and OTC medical needs.
Barbara, age 54, lives in Bucks County with her 61-year-old husband and their 19-year-old son. They lost their home to foreclosure and lived in a motel room for a year and a half. Her family recently helped them move into an apartment, which JFCS helped furnish. Monthly income from SSD is $3,387. Both Barbara and her husband are sick and unable to work. They are part of a charity program at St. Mary’s Hospital so medication and doctors’ visits are covered in total. The son receives Medicaid and gets a small stipend from Tabor Services to buy clothing and a winter coat. They carry debt of $20,000 in unpaid medical bills. Barbara will use her monthly $50 Walmart gift card for Depends and Benadryl.
Written by Eileen S. Sklaroff